Madison, Wisconsin, the vibrant capital city known for its picturesque landscapes, thriving cultural scene, and educational institutions, has seen its real estate market evolve alongside its growing population. Whether you're a prospective homebuyer, an existing homeowner exploring refinancing options, or a property investor seeking opportunities, selecting the right mortgage lender is a critical step in your homeownership journey. In this guide, we'll explore ten mortgage lenders that held a significant presence in Madison's real estate landscape until my last knowledge update in September 2023. Each lender brings a unique set of offerings and services to the table, catering to the diverse needs of Madison's residents. However, please keep in mind that the mortgage industry is dynamic, and market conditions may have evolved since then, so it's crucial to conduct thorough research to ensure you make informed decisions in today's Madison real estate market.
Please note that the mortgage market can change, so it's important to verify the most up-to-date information. Here are ten mortgage lenders that were notable in the Madison area up to that time: 1. **Summit Credit Union**: - Summit Credit Union is a local financial institution that offers a variety of mortgage products, including fixed-rate and adjustable-rate mortgages. They are known for their personalized service and community involvement. 2. **BMO Harris Bank**: - BMO Harris Bank, with branches in Madison, provides a range of mortgage solutions, including conventional loans, FHA loans, and jumbo loans. 3. **Associated Bank**: - Associated Bank is a regional bank that offers mortgage products and services, such as fixed-rate and adjustable-rate mortgages, as well as government-backed loans. 4. **Waterstone Mortgage Corporation**: - Waterstone Mortgage is a national mortgage lender with a presence in Madison. They offer a wide array of home loan options, including FHA, VA, and USDA loans. 5. **Huntington National Bank**: - Huntington National Bank has branches in the Madison area and provides various mortgage products, including fixed-rate and adjustable-rate mortgages. 6. **Wells Fargo**: - Wells Fargo, one of the largest banks in the United States, offers a wide range of mortgage options, including conventional loans, FHA loans, and VA loans. 7. **US Bank**: - US Bank has a presence in Madison and provides a variety of mortgage solutions, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans. 8. **Johnson Bank**: - Johnson Bank, headquartered in Racine, Wisconsin, has a presence in Madison and offers mortgage services to local residents. 9. **Inlanta Mortgage**: - Inlanta Mortgage is a mortgage company with branches in the Madison area. They offer various loan options and personalized service. 10. **AnchorBank** (Now part of Old National Bank): - AnchorBank, which is now part of Old National Bank, was a local financial institution in Madison that offered mortgage services to the community. These are some of the notable mortgage lenders that were active in Madison, Wisconsin, until September 2023. When choosing a mortgage lender, it's essential to consider factors such as interest rates, fees, loan terms, and customer service. Additionally, consult with a financial advisor or mortgage broker for the most up-to-date information and guidance to find the best mortgage lender for your specific needs.